Free Bathroom Remodeling Catalogs for Bathroom Renovation

When it comes to finding your dream home design, free bathroom remodeling catalogs are the perfect easy way to get inspired and find plenty of ideas for renovating your new bathroom design. You will get a sense of the best styles that matches your home size and the theme you are looking for.

That's why nowadays when looking for a remodeling contractor, it is natural to first search around and collect your own gallery of favorite renovation designs to choose from. So after your contractor observes your house and gives you an estimated cost and timing, they can also take a look at your collection and help you choose the best design that matched your house.

Whether you find your remodeling ideas and photos online or on paper, it is helpful to collect the best ones that catch your interest. Even if you only like a certain part of a picture, you can cut that part and keep it in your collection. You will be surprised how a mixture from various photos will end up making your dream design.

Where Can You Find Free Bathroom Renovation Catalogs ?

So when you are searching to collect your own photo gallery of favorite design ideas for your bathroom, here are a few top places where you can find free ideas easily …

1. Design Ideas in Offline Magazine

Have you ever taken a look at home improvement, interior design or architecture magazines? If you have, you know they are simply a goldmine of various fresh creative remodeling ideas for not only your bathroom, but also the kitchen, basement, living room, or even your backyard.

So next time you are passing by a bookstore with a home improvement section, feel free to browse through the magazines and pick up the designs that you enjoy the most.

2. Simply Search for Renovation Ideas Online

Are you looking for a simple remodel design? Or maybe a simple theme idea? Could it be that you are more interested in a cheap affordable remodeling solution? Either way, you can easily find a large collection of pictures and galleries by doing a simple search in Google.

3. Free Online Bathroom Remodeling Photo Galleries

After doing some search, you'll be surprised how the easiest way to find a large photo gallery of the latest remodel trends, projects, designs and plans that you can view and save to your computer.

By checking out these free galleries, you can take a look at various bathroom renovation themes – from eco-friendly, antique, or modern … to Asian, contemporary and even abstract designs.

Progress Lighting P2625-77 Renovations Ceiling Fan Light Kits



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General – Four white ribbed etched detailed glassshades – Pull chain on forged bronze (-77) finish isantique brass with a walnut fob, and onantique nickel (-81) is antique brass withblack fob – Utilizes (4) 60-watt medium base lamps,or (4) 13-watt medium base spiral CFL(included)Mounting – Universal – use with any indoor fan witha 1/8″ IPS light kit mountElectrical – Medium based ceramic sockets – Quick connect wiring to fan – PrewiredLabeling – UL listed. Shade Included..Lamping – Medium Base
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How to Revalue & Refinance Your Investment Property

Have you ever wondered how rich people manage to buy so many investment properties? I can tell you that Revaluing & Refinancing your Investment Property is the quickest and easiest way to be able to buy your next property. The other option is to save for another deposit but in most cases this will take you a few years so it is much easier simply refinance your investment property.

First of all you need to organize the bank to perform an investment property revaluation. The best time to do this is just before your tenants move into the property as it should be looking great after you 'cheap renovations' have been completed. It goes without saying that the better your property is presented the more favorable the investment property revaluation will be, so make sure you have the place looking great.

Once the investment property revaluation has been completed it is up to you to decide if you would like to refinance your investment property loan. Let me explain to you the advantages of this procedure.

Let's pretend that you bought your property for $ 300,000 and after 2 months work it was revalued at $ 360,000 (NOTE: whilst these are very general figures they are very realistic if you have bought and renovated well). Let's assume that you had a 90% loan so you paid a deposit of $ 30,000 and you have an interest only investment property loan of $ 270,000.

What you can now do is ask the bank to refinance your investment property at the new price of $ 360,000 and get access to 90% of the new investment property revaluation. What this means is that rather than having a loan of $ 270,000 (90% of $ 300,000) you now have access to a loan of 90% of $ 360,000 = $ 324,000.

So what's the difference between $ 324,000 and $ 270,000 the payout figure of your old mortgage? $ 54,000. You now have access to $ 54,000 'whenever' and for 'whatever' you would like without even selling your property.

The are two common questions that people normally ask when they hear about this investment property refinance strategy.

Q. Do you have to pay interest on the $ 54,000 if you do not want to spend it?

A. Absolutely not, you only have to pay interest on it if you decide to spend the money.

Q. Can I use the money to buy anything, for instance a new car or a trip to Disney world?

A. Technically yes, but I definitely would not advise you not to do that – just yet.

The whole concept of this Investment Property Revaluation and Refinancing Strategy is that you use the equity of your asset to buy more assets NOT liabilities. $ 54,000 would be the perfect amount to use as a deposit (and legal costs) of your second investment property and that is exactly what successful investors have been doing for years and years.

If you're a bit disappointed that you do not get to buy your Porsche straight away then do not worry, you can still buy your dream car but I would advise you to buy a couple of properties first. Then once you have started to create some serious equity I would insist that you treat yourself to some of life's great luxuries. Who would have thought that refinancing your investment property could be so much fun? So what are you waiting for, its time to put the '5 R's investment Property Strategy' into action.

Renovate – Rent out – Revalue – Refinance and Repeat.

Using a Home Renovation Consultant

Many homeowners are anxious and overwhelmed when it comes to home remodeling or renovation. Indeed, even those who have been through the process before can be wary of tackling another one. A home renovation can put a stable a marriage to the test and turn best friends against each other.

It is for these reasons that a new trend is developing: hiring a home renovation consultant also known as a remodeling coach. Once it was only multimillion dollar renovation projects that would hire a project manager or consultant to oversee the process but now with a plethora of finish and product choices, stiffer building and zoning codes, demanding work schedules, family and personal commitments, and the shear volume of decisions that must be made, it is often necessary to involve an expert as the homeowner's advocate or agent.

As the homeowner's agent the interest of the renovation consultant and homeowner are aligned. Home renovation consultants become the eyes and ears of the homeowner. While the homeowners are busy with their normal lives, the renovation consultant is monitoring the process, organizing and prioritizing decisions and filtering information so that the homeowner is able to concentrate on important issues and decisions.

From the designer to the plumber everyone involved in the project feels that their job is the most important and can overwhelm the homeowner by presenting too many options and asking too many questions that all seem important to answer immediately. A renovation consultant can cut this chatter down to a manageable stream and help the homeowner concentrate on the elements that will keep the project moving along as efficiently as possible.

A renovation consultant's services can be tailored to meet the needs of the homeowner's. Some homeowners may need a consultant in the early phase of the project just to set it up for success: budgeting, selecting the designer and contractor, and / or value engineering. Another may want the consultant to become part of the permanent team and manage the project through to completion. There are many variations and types of services a renovation consultant can offer and a good consultant will help the homeowner decide the scope of the consultant's involvement and provide a detailed written scope of that work so that both the homeowner and the consultant know what is expected.

Establishing the correct relationship with your consultant is important. I prefer that the renovation consultant work as an agent of the homeowner. Meaning they have a fiduciary responsibility to the homeowner. In terms of compensation for the renovation consultant it is important that it not be directly tied to the cost of the project. The homeowner and the consultant must have their interests aligned that means the consultant should be trying to minimize, not maximize, costs whenever possible, and make decisions based on the genuine interests of the homeowner. The method I find works best in the preliminary stage (ie. When the project scope and budget are defined and the consultant's scope of work is decided upon) is to establish an hourly rate for the consultant. Once the timeline, cost and scope of the project are determined, the renovation consultant should then present a proposal with a fixed price for their services. As a guideline, the rate for a good renovation consultant will range from $ 100 to $ 300 / hour, while in my experience for total project management using the fixed price method the fee is usually equal to 5 to 9% of the cost of the project.

120707-50 Chantara Waterfalls – (8 x 10 Matted Photograph, Natural Landscape) – Original Fine Art by P. Matanski. Best Wall Art for Office and Home Interior Design



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• Size (inches): 8 x 10 matted / ~ 5 x 7 photograph.

• It looks gorgeous in frame on the wall!
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Both the mat and the mount board are handmade of off-white creamy mat – for better contrast and details of the photograph.

An off-white mat board is considered de rigeur by the conservative photography community. The bright white mats are over-powered by the brightness which makes everything else in the scene darker and harder to see. This is same if you’re watching into the bright source of light – you lose the contrast and details of the other part of the scene.

Artist Statement
Human vision can only detect individual moments. Photographing with different exposures, we are able to capture a series of moments on a single shot – the movement will blur or freeze, clouds can streak, stars trace their arcs and falling rain creates a unique atmosphere. The resulting photograph has more of an elastic feeling, as if time were stretched and then snapped back into a single instant.

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Tourists request to renovate watch tower at falls in Periyakulam | News7 Tamil



Tourists request to renovate watch tower at falls in Periyakulam | News7 Tamil
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News 7 Tamil Television, part of Alliance Broadcasting Private Limited, is rapidly growing into a most watched and most respected news channel both in India as well as among the Tamil global diaspora. The channel’s strength has been its in-depth coverage coupled with the quality of international television production.

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Company helps to renovate library at Saddle Brook school – NorthJersey.com

The Helen I. Smith Elementary School opened its renovated library to students, made possible by the Saddle Brook company Arrow Fastener.

The team at Arrow Fastener helped to renovate the library at Smith School in Saddle Brook

photo courtesy of Arrow Fastener

The team at Arrow Fastener helped to renovate the library at Smith School in Saddle Brook

On April 22, in a ceremony attended by Mayor Robert White, school leaders, library staff and Arrow representatives, the renovated library was revealed.

“Arrow Fastener is a valued and generous member of our business community,” said the mayor. “It is because of their donation, our students will benefit from the improved library. The collaborative efforts between Arrow Fastener, the Smith School Parent Teacher Organization (PTO) and the Saddle Brook School District were truly inspiring. I thank them all and wish Arrow Fastener continued growth and prosperity.”

“School libraries are considered a valued resource in many communities; however, funding cuts have resulted in the loss of librarians, materials and supplies. We are proud that we were able to make a difference in a local school,” said Arrow President Gary DuBoff in a statement. “It’s important to give back to the community, but it’s more important to be able to provide for the children.”

DuBoff explained the Activity Committee, headed up by Vice President of Human Resources Melissa Karlovitch wanted to give the students the right books they needed. The need for the books and assistance was brought to their attention by a PTO member, Emily Sikomitellis.

DuBoff said this is not the first time Arrow Fastener has helped out an organization and it will not be the last. His company has done work for Habitat for Humanity, supporting their building work, their 5K Race and selling raffle tickets and making money through their own bake sales. He said the company donated 100 percent of all funds collected from the raffles and bake sales to Habitat for Humanity.

DuBoff explained Arrow Fastener has been working with the school for about nine months to a year. He said they donated $25,000 and an additional $2,500 for e-readers. He added they built new furniture and decorations. In addition, he said, Arrow Fastener employees collected books and donated gently used books from employees.

DuBoff said part of the plan to remain involved includes sending employee volunteers over every two weeks and reading to students.

He explained the total amount of money in donations and work that has been donated to the undertaking is approximately $30,000.

Patricia Eckel, principal of Helen I. Smith School explained the PTO’s efforts to get the help of a company like Arrow Fastener is typical of all other PTOs she has seen.

“They always try to help the schools supplement what the regular budget can’t supply,” she said. “The plan to revitalize the library was already in the works. Arrow Fastener’s help accelerated the process.”

Eckel said the school is continuing to add more books to the library through the budget and the leveled reading program Arrow Fastner helped them build through their donations is part of a reading instruction program.

Eckel said, not only did the Arrow Fastener volunteers add new furniture, but they “added a little personality to the library” with their decorations.

“I have rarely seen this kind of involvement in my 31 years as an administrator,” commented Superitendent Bert Ammerman.

Ammerman said when this was proposed to the Board of Education at the end of last year, he was taken aback by the sheer enthusiasm and willingness of the company to help out.

Arrow Fastener Company is a leader in manual, electric and cordless fastening tools for both pros and DIYers.

Email: [email protected]

The Ins and Outs of the Fannie Mae Homestyle Renovation Mortgage

The Fannie Mae Homestyle® renovation mortgage allows a home buyer or homeowner to improve and or repair their property with just one loan. If you are purchasing a bank owned or short sale residential property, or your home is in need of repairs or improvements, the Homestyle® renovation mortgage may be your best option for financing. This mortgage type allows a single mortgage to encompass the sales price plus repairs and improvements into a single mortgage, based on the completed appraised value of the house. This option is extremely beneficial considering other more costly financing options, such as: obtaining secondary financing or financing home repairs with unsecured revolving credit. For new and current homeowners in need of funds for improvements or repairs, the Homestyle® Renovation Mortgage is a welcomed financing option.

Below are some of the benefits of the Homestyle® Renovation Mortgage:

• Various Terms Offered – Fixed rate 30 and 15 year terms and variable rates are offered under this program.

• Purchase or Refinance – This loan options is available to both current homeowners who want to repair or improve their current house as well as new home buyers who want to repair or improve their house right after they take ownership of the property.

• Eligible Properties- Principal 1 to 4 unit residential properties, second homes, and single-family investment properties are eligible. Condos, co-ops, and planned unit developments may also be eligible, if they meet certain requirements.

• Down Payment – Borrowers can finance up to 95% of the as complete value of the property. As little as a 5% down payment is needed. The required down payment is based on the borrower (s) middle credit score.

• Financeable Mortgage Payments – Up to six months of mortgage payments for owner-occupied properties can be rolled into the mortgage to cover non-occupancy costs during the renovation process.

• Second Mortgages Available – Borrowers can qualify for up to 105% of the as completed appraised value of the property, if they also qualify for a simultaneous community second mortgage.

This program requires that the borrower must choose their own licensed and registered contractor to perform all the repairs, improvements, and renovations. The contractor must also complete the contractor profile report form and be approved by the lender. The repairs and improvements can not exceed 50% of the completed appraised value of the home. Renovation costs include: material, labor, fees, permits, licenses, and a 10% contingency reserve. For more information on this loan product, please contact Fannie Mae or a local Homestyle® Renovation Mortgage loan specialist.

The Sims 4: Fixer Upper – Home Renovation | Crumbling Clock Tower



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